CUL-TI-VATE (verb)
To nurture and help grow
To develop, improve, or enrich, often by labor, care, or education
At Cultivate Financial Planning, our objective is to guide you along in every aspect of your financial life, whether you’re looking to sow the first seeds or make the most of your harvest, we’re here to help. We work with clients to develop or improve each of the following areas: Cash Management, Risk Management (Insurance), Investment Management, Tax Planning, Retirement Planning, and Estate Planning. By viewing your financial life as a whole and optimizing each of those six areas of financial planning, instead of just one, you’re able stretch those hard earned dollars even further.
WE BELIEVE:
financial planning is for everyone, regardless of how much you have or where you are in life.
good financial planning will allow you worry less and do more of what you love.
balance is paramount in every area of life: work-play, hustle-rest, spend-save, now-later.
that clients always come first - we’re here to serve first and foremost.
fees should be straightforward and transparent.
in keeping it simple.
a good plan that’s not implemented is not a good plan. And neither is a leather bound 300-page plan on a shelf - life changes constantly and your plan should continuously evolve.
that financial planning shouldn’t be something done “behind the curtain”, but a collaborative and educational experience between the planner and the client.
in honesty, hard work, and common sense.
in giving thanks for what we have and to those who helped us get where we are, and in giving back by helping the next person.
in doing work that we love and encouraging others to do the same.
Keep scrolling to learn more about what it’s like to work with us.
Fees
In an industry full of hidden fees and fee structures that can easily create conflicts of interest, we firmly believe that you should know exactly what you’re paying and how you’re paying. It simply doesn’t need to be complicated! That’s why we charge a flat dollar fee based on the customized services we provide to each individual client.
Getting Started
The first step in our relationship together is for you to reach out to us (call us, e-mail us, send a courier pigeon - it’s up to you!). We’ll set up an initial meeting so that we can get to know each other better. We’ll ask questions to help us understand your financial situation and objectives and what brought you to us. Don’t worry, you don’t need to have all the specific information in your head or with you - we’ll get to that later. This truly is just a conversation. We encourage you to ask questions of us as well. It’s all about making sure we’re a good fit. From there, we’ll discuss the next steps, which will include gathering information to help us to identify areas where we can add value.
There’s absolutely no charge for the first two meetings. You only pay once you choose to move forward with the relationship and become a client.
Have questions? Visit our FAQ Page or Contact Us!
Interested in taking that first step? Contact Us!